HomePath Program

Your real estate resource!


Eagle Springs

Eagle Springs was voted the 2008 GHBA Community of the Year.

Fall Creek

Fall Creek is home to RedStone Golf Club and the Shell Houston Open


The Summerwood community boasts Lakeview Park with a nautical children's play area, gazebo, dock and nature trails to explore.


The livable forest of Kingwood offers over 500 acres of private park and nature reserves plus over 75 miles of greenbelts.

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Nancy David, Realtor

Your professional real estate agent for Humble, Kingwood, Atascocita, Eagle Springs, Summerwood, Fall Creek and all of northeast Houston.

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Whats New

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Six top-name national builders already signed on for northeast Houston's newest community, The Groves.  More info in the Houston Chronicle article.

Current News

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New Master-Planned Community Coming to Northeast Houston.  Devloper Cresent Resources has acquired 993 acres in NE Houston for new master-planned community.  View press release for more information.

Recent Events

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Houston area homes sales are incredibly strong and reports reflect the lowest number of available homes in 11 years.  Read the entire press release from the Houston Association of Realtors on my real estate news page.  

HomePath Program by Fannie Mae

What is the HomePath Program?

The HomePath Mortgage program allows a borrower to purchase a Fannie Mae-owned property with a low down payment, flexible mortgage terms, no lender requested appraisal, and NO MORTGAGE INSURANCE. Expanded seller contributions to closing costs are allowed.

The program also offers a Renovation Mortgage program for properties that require light to moderate renovation.

Benefits to the Borrower

  • Low down payment and flexible mortgage terms.
  • Down payment (at least 3%) can be funded by the borrower's own savings, a gift, or a loan from a nonprofit organization, state or local government, or employer.
  • No lender-requested appraisal. No mortgage insurance, ask your lender for cost details on loans without mortgage insurance.
  • Expanded seller contributions for closing costs allowed.
  • Available for primary residences, second homes, and investment properties.

HomePath Program Loans

Brandy Smith with 1st Alliance Mortgage is experienced in HomePath Program loans:

  • Brandy Smith, Loan Officer
    1st Alliance Mortgage
    2000 N Loop W, Suite 133
    Houston, TX 77018
    Mobile: 713-875-8552
    Fax: 800-458-5160 
    eMail: brandyloan@hotmail.com
    Online application and free loan pre-qualifications at www.loansbybrandy.com

View this website for a complete list of HomePath Mortgage lenders.

Contact Me for More Information

For more information on this program please contact me directly.




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Nancy David, Realtor - RE/MAX Associates Northeast II